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Aviation Insurance

Aviation Insurance Information

When you need insurance for your personal, business or commercial aircraft, you need an aviation policy.
 Aviation policies can cover both the craft itself and the liabilities that the owner(s) could conceivably face.

Hull Insurance

The coverage extends to the craft’s engine, controls, navigation and computer equipment as well as the hull itself.

Generally, these policies will not cover any lost or damaged personal effects on board, but liability insurance may offer some
coverage for passengers’ lost, damaged or stolen items. Policies will have a deductible that is either a set dollar amount or
that is based on a percentage of the loss.

Aviation Liability Insurance

Liability insurance for your aircraft covers the bodily injury of non-owners such as visitors and passengers.
It also covers the property damage a non-owner might experience as well as medical payments for injuries obtained onboard.

Specialized Coverage

If the aircraft is used for business purposes, then corporate aviation insurance should be obtained to protect the company’s property.
If the craft is used for commercial trips then commercial aviation is needed to help protect both your business and your customers. 
Some may find that they need additional coverage for the type of services they perform (such as law enforcement or emergency
medical services) or the cargo they haul. Additionally, certain aircraft, such as helicopters, may need specialized coverage.