Because everyone's needs are not the same, consult a M.A.M.I. Agent to help assess your needs and find the insurance policy that is right for you.
Principals of Insuring a House
The amount of insurance needed for the dwelling is based on the replacement cost of the structure.
All mortgage companies will require a specified replacement value to be the basis of your policy.
Questions about your Condo
Will mortgagee require a specific amount to be insured?
What is the value of any interior refurbishment?
Will I be renting my unit?
Discounts Available
-Wind Mitigation Inspection (FBC equivalent roof, shutters, reinforced concrete roof)
-Certificates of Surveillance for Fire & Burglar Alarms
Handling Claims (Know your rights)
-All policy holders can find their own public adjuster to asses the amount of damage sustained by their property & contents.
-If valuations between company and insured differ, an arbitration hearing will be assembled.
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